November 14, 2008 | 
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What has been to think that life takes many turns and that if today we above, by something inside or outside our control can go down?
What would happen if for some reason not to pay the money that we have given that there was a disease unforeseen, an accident or a death? The creditors seek recovered as is, and in extreme cases, our goods, or even our house.
What if her husband for any problem becomes an irresponsible, and he feels the way out of their problems is sell your house?
What would happen with their children and with you if your partner decides separated?
Best ensure legally family assets by registering the family heritage.
What is the family heritage?
The family heritage (without giving a legal definition that is half confusing) is composed of those goods that members of a family already possessed and used in order to meet their needs for life. We can mention among them the house and the furniture in the same. If inside the house there is a plot of whose work is generated by the family income, also these may include within the heritage of the family.
What I served visit the heritage of my family?
The visit family heritage has the basic function of protecting the family, to give the security of that count, regardless of the future conditions, of their goods essential to live.
The registration of family heritage:
- It prevents it can be arrested in case of which are not able to pay the debts of the father, mother or of any child.
- It prevents the properties can be bad sold by the father or mother.
- Security to the dependent (wife or children) to continue with those goods recorded in the event of a divorce.
How to register the heritage of my family? There will be to help of a lawyer, since the request was made before a judge.
You need to perform a list of each of the property to be wish to be included in the family heritage, and if possible, their estimated value. This list is submitted to the judge, who once the approves, must be sent to the public registry of property. The law under which regulates the family heritage is different in each state. Some put a ceiling in the value of the housing, or a ceiling in the sum of the value of assets. Seek with the counsel of his choice on the constraints that could have.
What once registered with the family heritage, it can change? If, as it may be the case that will acquire new goods and want aggregated, or that any of the goods registered no longer serve and search eliminate it. The processing will always be before a judge.
What if you want to sell an asset which is on the list? Cannot be sold, unless a request is made and justified that the sale is a clear benefit for the whole family.
What is the validity of family heritage? Once registered, the list of goods will be considered family heritage until the couple to divorce legally and do not have dependent children
If I have a debt and register my family heritage. What I am no longer can seize my property?
The registration of family heritage protects the property for debts after registration, not against those debts that are already a previously. In addition, property cannot be mortgaged.
So you already knows, to protect you and your family against such contingencies of the future, is a good idea register the heritage.
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Posted in Financial Info | 
Tags: creditors, divorce, extreme cases, family assets, family heritage, lawyer, money